Audit
A free Stripe diagnostic that shows what your account is leaking. No signup required.
How the Audit works
The Audit connects to your Stripe account with read-only OAuth and pulls 90 days of data. It runs four diagnostic scopes and produces an AI-generated summary. The whole process takes under 30 seconds.
No Recova account is required. Share the audit URL with colleagues. They can run it on any Stripe account without signing up.
The four scopes
Failed invoices
Shows every failed invoice in the lookback window: count, total value, and an estimate of what intelligent recovery sequences would have returned (calculated at 30% of at-risk value, which is a conservative industry baseline).
If you have an active Recovery subscription, this section also shows how many of those failed invoices are currently in active Recova sequences.
Expiring cards
Shows every card expiring within the next 30 days across all active subscriptions: customer count, card details (last 4 and expiry), and the MRR at risk if those payments fail.
The expiry timeline chart groups upcoming expirations by month so you can see when the peak risk window hits.
Card Account Updater signal.If Stripe's Card Account Updater is available but has not fired for any of your expiring cards, the audit flags this as an advisory. Enabling it in your Stripe settings prevents many expired-card failures before they happen.
Open disputes
Shows all open disputes: count, total amount at stake, and your historical win rate vs Recova's win rate when Recova has submitted disputes on your behalf.
Deadline proximity. Disputes due within 7 days are highlighted. Missing a deadline means losing the dispute automatically.
Business health
Your MRR, ARR, active subscription count, and churn rate in basis points: voluntary (customer cancelled) and involuntary (payment failure). The involuntary churn rate is the number Recova directly addresses.
Recovery rate. If you have a Recovery subscription, your current recovery rate is shown here with color thresholds: green 36%+, amber 21-35%, red below 21%.
Reading your results
The AI summary at the top of your results gives a 2-3 sentence plain-English interpretation of the most significant finding. If your account is clean, it says so directly.
Each scope section shows the raw numbers and a one-line interpretation. Red numbers indicate active issues. Amber numbers are worth monitoring. Green means no action needed.
Saving results
If you create a Recova account, audit results are saved automatically to your account at /audit/dashboard. You can view historical results and track how your numbers change over time.
Without an account, results are accessible at the URL for 30 days.
Auto-run
With a Recova account, you can enable monthly auto-run in Settings. On the 1st of each month, Recova re-runs the audit and emails you the results. Useful for tracking involuntary churn rate and recovery performance over time without remembering to check manually.
Using the audit to evaluate Recova
The failed invoices scope is the most direct way to estimate what Recova would return for your account. Take the total failed invoice value from the last 90 days, apply 30% as a conservative recovery estimate, and compare that to 20% of the recovered amount as the Recova fee.
If your failed invoice value is zero, Recova Recovery will not add value right now. The audit tells you that clearly rather than encouraging you to sign up for something you don't need.