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Dispute Handling

9 articles

Dispute Handling

Stripe Billing Descriptor: How to Set It and Why It Prevents Chargebacks

Your Stripe billing descriptor is what appears on your customer's bank statement. A descriptor they do not recognize is the leading cause of friendly fraud chargebacks. Here is how to set it correctly.

4 min read
Dispute Handling

How to Prevent Chargebacks Before They Happen

Most chargebacks are preventable. Clear billing descriptors, easy cancellation, pre-renewal emails, and fraud screening stop the most common dispute triggers before a cardholder contacts their bank.

4 min read
Dispute Handling

Stripe Chargeback Reason Codes: Complete Guide

Every Stripe dispute comes with a reason code that tells you what the cardholder claimed. The reason code determines what evidence you need. Here is every major code and what wins.

4 min read
Dispute Handling

Stripe Dispute Evidence: What to Submit by Reason Code

The evidence that wins a Stripe dispute depends entirely on the reason code. Here is a complete guide to what to submit for every dispute type, organized by category.

4 min read
Dispute Handling

Visa Compelling Evidence 3.0: What It Is and How to Use It

Visa CE 3.0 lets merchants shift liability on friendly fraud disputes by proving prior transaction history. It is one of the most powerful tools for subscription businesses fighting unauthorized transaction claims.

4 min read
Dispute Handling

How to Write a Chargeback Rebuttal Letter That Wins

A chargeback rebuttal letter is your chance to tell the issuer concisely why the dispute is invalid. Most merchants write them wrong. Here is the structure that wins.

4 min read
Dispute Handling

What Is Friendly Fraud and How Do You Fight It?

Friendly fraud is a chargeback filed by a customer who legitimately made a purchase. It accounts for up to 30 percent of dispute volume for high-volume online merchants. Here is how to identify it and win.

5 min read
Dispute Handling

Stripe revocation_of_authorization: What It Means and How to Handle It

revocation_of_authorization means the cardholder explicitly asked their bank to stop recurring charges from you. Handle this carefully. Continuing to charge creates chargeback risk.

3 min read
Dispute Handling

Stripe Disputes: The Founder's Playbook

Stripe disputes cost more than the $15 fee suggests. This guide covers how chargebacks work on Stripe, what evidence wins by reason code, how to respond within the deadline, and how to reduce your dispute rate before they file.

9 min read